AML Officer (Policies & Procedures)

This role sits within the Compliance function and is responsible for developing, maintaining, and translating AML/CFT regulatory requirements into clear, effective internal policies and controls, ensuring the business remains compliant with regulatory expectations while enabling sustainable growth.

The AML professional will act as a policy and regulatory subject-matter expert, working closely with Compliance leadership and key stakeholders to ensure regulatory clarity, consistency, and audit readiness.

Location: Limassol, Cyprus 

Reporting to: Head of AML/AMLCO

Payabl.What you will do:  

• Lead the drafting, review, and maintenance of AML/CFT policies and procedures in line with EU AMLD, Central Bank, and EBA guidelines.
• Partner with key stakeholders across Compliance, Risk, Legal, and Operations to ensure policies are correctly understood and implemented.
• Translate complex regulatory requirements into clear, practical, and actionable internal documentation.
• Monitor regulatory developments and assess impact on existing policies and frameworks.
• Support internal and external audits, regulatory reviews, and examinations by ensuring documentation accuracy and readiness.
• Contribute to AML risk assessments, gap analyses, and remediation plans.
• Support change initiatives such as new products, new markets, or M&A-related integrations from a policy and AML perspective.
• Assist with training materials or guidance notes to support policy rollouts and regulatory updates.
• Support continuous improvement of document management and compliance processes.

Payabl.What we are looking for:

• Bachelor’s degree in Law, Business, Finance, Risk Management, or a related field.
• Professional certification preferred (e.g., ACAMS, ICA Diploma, AML/CFT qualification).
• Minimum 3–5 years of experience in AML/CFT, Compliance, Risk, or Regulatory roles.
• Strong understanding of AML/CFT regulatory frameworks (EU AMLD, CBC/EBA guidelines).
• Proven experience drafting, maintaining, or interpreting compliance policies and procedures.
• Excellent command of English, with strong documentation drafting skills.
• Proficiency in Microsoft Office and/or Google Workspace tools.
• Experience with document management systems is an advantage.
• Exceptional attention to detail and writing skills.
• Ability to translate regulatory requirements into clear, actionable internal policies.
• Excellent communication and presentation skills.
• Strong organizational abilities, with the capacity to manage multiple priorities and meet deadlines.
• High degree of integrity, discretion, and professional judgment.

Payabl.The perks of being a payabl.er: 

• Future-Proof Your Finances: Once you’ve passed probation, we’ll kickstart your Provident Fund to secure your future.
• Grow with Us: Annual Learning Budget for professional development (after probation)—because your growth is our growth.
• Wolt Your Way Through Lunch: €150 monthly Wolt allowance to keep you fueled and happy.
• Drive in Style:  After one year with us, you may be eligible for a company car—performance and availability permitting.
• Park with Ease: Complimentary parking space just steps from the office, so your commute is as smooth as your workday.
• Max Out Your Downtime: 25 days of vacation + public holidays, plus an additional 10 sick days to rest when needed.
• Shop & Save: Exclusive local discount card + tickets for exciting events like Beonix, basketball games, and more.
• Speak Like a Local: Join free Greek language classes, twice a week, open to all team members.
• Celebrate Together: Twice a year, we bring colleagues from all offices together for unforgettable company celebrations.
• Global Collaboration & Events: Opportunities to participate in international company events and initiatives, connecting with colleagues from all regions and contributing to a truly global community.

🚀Hiring Process:

• First Interview: 30-minute introductory chat led by the Talent Acquisition Partner to review background, experience, and motivation.
• Second Interview: 1-hour deep-dive with the Deputy Head of AML to explore AML experience.
• Final Interview: 30-minute session with the Group Chief AML Officer and Head of AML for final alignment on fit, responsibilities, and next steps.

Let's embark on a journey to redefine the landscape of payments together. We're not just offering a role; we're inviting you to be a part of something bigger. Join our team, and let's innovate, disrupt, and lead the future of payments. Together, we can make an impact that resonates. Welcome to the team!