Head Credit Risk Management

·   Implement credit strategies/policies aligned to the bank’s overall risk acceptance criteria in the domestic business ·   Establish appropriate framework for the management of credit portfolio to ensure that the bank’s exposure to credit loss is maintained at minimum levels ·   Monitor/review/analyse to ensure compliance with management’s guidelines on global credit position vis-à-vis various market segments, raise issues and make appropriate recommendations ·   Authorise/approve facility applications as required after obtaining requisite approval authority ·   Establish appropriate credit administration framework to ensure proper administration of credit exposures and creation of credit risks to minimise risk of loss. ·   Ensure consistent collateral cover to secure bank’s position ·   Devise strategies for ensuring credit portfolio is maintained ·   Establish responsive framework and strategies to ensure timely identification and management of credit delinquencies. ·   Provides visionary leadership and direction for the team and guide their activities to ensure the achievement of their objectives            2. Special and other Duties Any other duties as may be assigned/deemed necessary by the Chief Risk Officer