- 10+ years of progressive experience in credit risk management within consumer lending or credit cards
- 5+ years in senior leadership roles with demonstrable impact on portfolio performance
- Proven experience managing and growing credit card portfolios across multiple markets
- Deep expertise in credit risk strategy, modelling, and portfolio optimization
- Strong track record of building and managing high-performing, geographically distributed teams
- Experience with US credit card market regulations and operations required
- Experience with Latin American markets (Mexico preferred) or emerging market credit operations