Product Manager - Crypto, Custody & Payments

About GoTymeThe GoTyme Group is one of the world's fastest-growing digital banking groups. We serve over 20 million customers across South Africa, the Philippines and Asia. We lead distribution with a mobile and 'phygital' experience to bring fair, simple banking to people the industry has historically underserved. GoTyme is backed by world-class investors including Nubank, Tencent, Norrsken22, the Gokongwei Group, ARC and others. We are headquartered in Singapore, with our main engineering hub in Vietnam and operating banks in South Africa and the Philippines. About GoTymeXGoTymeX is the engineering, product, and design organisation that builds the digital products powering the GoTyme Group. Our product culture is customer-first, data-driven with an emphasis on end-to-end ownership of the customer experience and its success. About the productWe are establishing a new portfolio which will leverage blockchain and digital asset technology to deliver a new customer experience to customers in expansion markets. The business line will operate with the speed of a startup, but with the regulatory and operational substance of a bank and the resources of a multi-country group in support. The RoleWe are looking for a Product Manager to join the team as we take this from zero to one. As one of the first product hires in the team, you will sit at the intersection of crypto and retail banking — translating a regulated bank-grade proposition into crypto-native product mechanics, and translating digital-asset infrastructure into experiences that feel as simple as a banking app to a mass-market customer. The role is hands-on. You will own the backlog, write the user stories, run the sprint cadence, drive the vendor integrations, and be accountable for what ships. The successful candidate is someone who has shipped retail banking products at the quality bar regulators demand, and they have shipped on-chain products. What you will do• Own the product backlog end-to-end: translate the proposition into epics, user stories and acceptance criteria, and prioritise against time-to-market, regulatory constraint and customer value. • Translate between crypto and retail banking. Convert stablecoin and digital-asset mechanics (multi-chain support, gas handling, custody, screening & Travel Rule, on-chain settlement, CeFi & DeFi offerings) into product experiences a non-crypto customer can use. Equally, translate retail banking expectations (KYC step-up, dispute handling, regulatory reporting, AML monitoring, ledgering) into requirements our crypto-native infrastructure partners can build against. • Drive vendor integration. You will own the product-side relationship with partners — treating each partner as part of the user experience rather than a black box behind it. • A global-by-design mindset, the ability to make product, technical, and compliance decisions with multi-jurisdiction scalability baked in from day one, avoiding local-first shortcuts that create rework, regulatory exposure, or architectural debt as the product expands across markets. • Establish an AI-native product practice with modern tooling as the default. • Partner closely with Engineering, Design, Compliance, Legal, Marketing and the existing GoTyme product organisations to deliver a coherent, regulated proposition across multiple jurisdictions.