Transaction Monitoring Specialist

About the Role

We're looking for a Transaction Monitoring Specialist with strong analytical skills to detect fraud, assess risk, and ensure compliance with AML/CTF regulations and card scheme rules. You will monitor transactions in real time, investigate suspicious activity, and support improvements in monitoring processes.

Key Responsibilities

• Monitor deposits and review daily fraud reports to ensure merchant compliance with Visa and Mastercard programs
• Conduct real-time transaction monitoring for both business and individual clients
• Analyze large volumes of transaction data to detect suspicious patterns and potential fraud
• Perform periodic evaluations of client accounts and website functionality, including test transactions, to ensure compliance
• Investigate merchants and portfolios to assess risk, ensure compliance, and detect fraudulent or illegal activities
• Identify potential money laundering, terrorist financing, and sanctions evasion scenarios
• Collect and manage additional client data related to completed transactions
• Address operational monitoring issues promptly, escalating and reporting suspicious activities as needed
• Ensure all client transactions comply with AML/CTF procedures and guidelines
• Assist colleagues from other departments with AML/CTF-related matters
• Provide insights and recommendations to enhance transaction monitoring efficiency

What you need to succeed in this role

• Minimum of 2 years of experience in AML
• Strong understanding of AML/CTF regulations and industry best practices
• Familiarity with customer due diligence (CDD) and enhanced due diligence (EDD) procedures
• Familiarity with payment screening processes
• Excellent analytical and problem-solving skills, with strong attention to detail
• Ability to handle confidential information
• Proficiency in Microsoft Office and AML software/tools
• Certification in AML/CTF or a related field is a plus
• Experience working in a fast-paced environment
• Motivation to learn and contribute to ongoing process improvements
• Strong written communication skills, with the ability to convey complex information clearly
• Fluency in English (additional languages are considered an asset)

What We Offer

• Opportunity to shape the future of fintech solutions within a growing company
• Collaborative, horizontal team structure that values your expertise and ideas
• Continuous learning and development opportunities to enhance your skills and career growth
• Competitive salary and benefits package

** This position is offered within the COLIBRIX ONE. Employment will be under the appropriate legal entity based on the role and location.*